人真的有前世嗎?那么怎么才能知道自己的前世是誰?

知道了(le)也(ye)改變不了(le)現實(shi)啊(a)...

18432

測測前世是誰

人(ren)沒有前生今世，這(zhe)是魔鬼撒(sa)(sa)旦(dan)(dan)的(de)詭計，不(bu)要上(shang)當。要么上(shang)天堂(信(xin)基督), 要么下地(di)獄（魔鬼撒(sa)(sa)旦(dan)(dan)），你自已選(xuan)擇。只(zhi)有兩(liang)種選(xuan)擇，沒有中間地(di)帶，就算(suan)是佛祖也在地(di)獄。這(zhe)是好事，你當去信(xin)基督，他將(jiang)給你永生和(he)平安!...

9721

怎么知道自己前世是誰?

問我啊，我告訴你(ni)。你(ni)前世是一個叫李二(er)蛋的長工，因為打(da)翻了你(ni)家老爺一盤點心被活活打(da)死。...

1342

我的前世是什么人臉測試?

可能他(ta)有喜歡的人了(le) 就不再跟你(ni)曖昧(mei)了(le) 也(ye)可能他(ta)只是最近心(xin)煩 我(wo)也(ye)是處(chu)女座 有時候自(zi)(zi)己的想(xiang)法自(zi)(zi)己也(ye)搞不懂 你(ni)用平常心(xin)對待就好(hao) 大家都喜歡輕松自(zi)(zi)然的關(guan)系...

15517

人工智能在金融科技領域有哪些應用

應(ying)(ying)(ying)用(yong)(yong)(yong)(yong)(yong)(yong)場(chang)(chang)(chang)(chang)(chang)景一(yi)(yi)(yi)：征(zheng)(zheng)信(xin)(xin)(xin)與(yu)風控(kong) 近幾(ji)年(nian)，國(guo)內(nei)P2P和(he)(he)(he)(he)貸(dai)的(de)(de)(de)(de)(de)(de)(de)大(da)(da)(da)(da)量(liang)涌(yong)現(xian)(xian)(xian)，說明了個(ge)人(ren)(ren)(ren)(ren)(ren)(ren)小(xiao)額信(xin)(xin)(xin)貸(dai)的(de)(de)(de)(de)(de)(de)(de)市(shi)(shi)場(chang)(chang)(chang)(chang)(chang)需(xu)求巨大(da)(da)(da)(da)。在(zai)(zai)(zai)(zai)過(guo)(guo)(guo)(guo)去，針(zhen)對(dui)該(gai)類小(xiao)貸(dai)用(yong)(yong)(yong)(yong)(yong)(yong)戶(hu)(hu)，一(yi)(yi)(yi)般(ban)單純地(di)(di)(di)依靠地(di)(di)(di)推(tui)人(ren)(ren)(ren)(ren)(ren)(ren)員挨家挨戶(hu)(hu)進行(xing)(xing)實地(di)(di)(di)征(zheng)(zheng)信(xin)(xin)(xin)。如(ru)今，基于大(da)(da)(da)(da)數(shu)(shu)(shu)(shu)據(ju)(ju)(ju)(ju)(ju)和(he)(he)(he)(he)人(ren)(ren)(ren)(ren)(ren)(ren)工(gong)(gong)智(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)能(neng)(neng)(neng)(neng)(neng)(neng)技(ji)(ji)術，可(ke)(ke)(ke)(ke)以實現(xian)(xian)(xian)智(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)能(neng)(neng)(neng)(neng)(neng)(neng)征(zheng)(zheng)信(xin)(xin)(xin)和(he)(he)(he)(he)審批，極(ji)大(da)(da)(da)(da)地(di)(di)(di)提(ti)(ti)(ti)高(gao)工(gong)(gong)作效(xiao)率。通(tong)過(guo)(guo)(guo)(guo)多(duo)渠道獲取(qu)用(yong)(yong)(yong)(yong)(yong)(yong)戶(hu)(hu)多(duo)維度的(de)(de)(de)(de)(de)(de)(de)數(shu)(shu)(shu)(shu)據(ju)(ju)(ju)(ju)(ju)，如(ru)通(tong)話記錄、短信(xin)(xin)(xin)信(xin)(xin)(xin)息(xi)(xi)、購買(mai)歷史(shi)、以及(ji)社(she)交(jiao)網絡上(shang)的(de)(de)(de)(de)(de)(de)(de)相(xiang)關(guan)留存信(xin)(xin)(xin)息(xi)(xi)等(deng)；然(ran)(ran)后(hou)(hou)，從(cong)信(xin)(xin)(xin)息(xi)(xi)中(zhong)(zhong)提(ti)(ti)(ti)取(qu)各種特(te)征(zheng)(zheng)建立模型，對(dui)用(yong)(yong)(yong)(yong)(yong)(yong)戶(hu)(hu)進行(xing)(xing)多(duo)維度畫像(xiang)；最(zui)(zui)后(hou)(hou)，根據(ju)(ju)(ju)(ju)(ju)模型評(ping)(ping)分(fen)，對(dui)用(yong)(yong)(yong)(yong)(yong)(yong)戶(hu)(hu)的(de)(de)(de)(de)(de)(de)(de)個(ge)人(ren)(ren)(ren)(ren)(ren)(ren)信(xin)(xin)(xin)用(yong)(yong)(yong)(yong)(yong)(yong)進行(xing)(xing)評(ping)(ping)估。同(tong)樣(yang)，對(dui)于市(shi)(shi)場(chang)(chang)(chang)(chang)(chang)上(shang)中(zhong)(zhong)小(xiao)微企(qi)業(ye)融(rong)(rong)資(zi)(zi)(zi)(zi)難的(de)(de)(de)(de)(de)(de)(de)問題(ti)，也可(ke)(ke)(ke)(ke)以通(tong)過(guo)(guo)(guo)(guo)大(da)(da)(da)(da)數(shu)(shu)(shu)(shu)據(ju)(ju)(ju)(ju)(ju)征(zheng)(zheng)信(xin)(xin)(xin)得(de)以解(jie)決(jue)。 相(xiang)對(dui)于征(zheng)(zheng)信(xin)(xin)(xin)，在(zai)(zai)(zai)(zai)風控(kong)中(zhong)(zhong)，貸(dai)前要識(shi)(shi)別(bie)(bie)(bie)貸(dai)款(kuan)人(ren)(ren)(ren)(ren)(ren)(ren)信(xin)(xin)(xin)息(xi)(xi)的(de)(de)(de)(de)(de)(de)(de)真(zhen)實性(xing)(xing)(xing)，還(huan)要識(shi)(shi)別(bie)(bie)(bie)其還(huan)款(kuan)意(yi)愿和(he)(he)(he)(he)還(huan)款(kuan)能(neng)(neng)(neng)(neng)(neng)(neng)力，貸(dai)中(zhong)(zhong)通(tong)過(guo)(guo)(guo)(guo)監控(kong)貸(dai)款(kuan)人(ren)(ren)(ren)(ren)(ren)(ren)的(de)(de)(de)(de)(de)(de)(de)行(xing)(xing)為(wei)(wei)數(shu)(shu)(shu)(shu)據(ju)(ju)(ju)(ju)(ju)及(ji)時(shi)(shi)(shi)發(fa)(fa)(fa)現(xian)(xian)(xian)異(yi)常，貸(dai)后(hou)(hou)通(tong)過(guo)(guo)(guo)(guo)反(fan)饋(kui)數(shu)(shu)(shu)(shu)據(ju)(ju)(ju)(ju)(ju)補充信(xin)(xin)(xin)用(yong)(yong)(yong)(yong)(yong)(yong)評(ping)(ping)分(fen)。在(zai)(zai)(zai)(zai)這(zhe)(zhe)個(ge)過(guo)(guo)(guo)(guo)程中(zhong)(zhong)，利用(yong)(yong)(yong)(yong)(yong)(yong)用(yong)(yong)(yong)(yong)(yong)(yong)戶(hu)(hu)數(shu)(shu)(shu)(shu)據(ju)(ju)(ju)(ju)(ju)積(ji)累和(he)(he)(he)(he)人(ren)(ren)(ren)(ren)(ren)(ren)工(gong)(gong)智(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)能(neng)(neng)(neng)(neng)(neng)(neng)技(ji)(ji)術建立有(you)效(xiao)的(de)(de)(de)(de)(de)(de)(de)智(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)能(neng)(neng)(neng)(neng)(neng)(neng)化(hua)風控(kong)體(ti)系是(shi)(shi)(shi)核心能(neng)(neng)(neng)(neng)(neng)(neng)力，直接(jie)決(jue)定著(zhu)一(yi)(yi)(yi)個(ge)平臺(tai)(tai)(tai)能(neng)(neng)(neng)(neng)(neng)(neng)否持續健康地(di)(di)(di)運營(ying)(ying)(ying)。應(ying)(ying)(ying)用(yong)(yong)(yong)(yong)(yong)(yong)場(chang)(chang)(chang)(chang)(chang)景二：反(fan)欺詐(zha) 金(jin)(jin)融(rong)(rong)安全(quan)(quan)是(shi)(shi)(shi)維護(hu)金(jin)(jin)融(rong)(rong)秩序的(de)(de)(de)(de)(de)(de)(de)基石。與(yu)虛(xu)(xu)擬的(de)(de)(de)(de)(de)(de)(de)社(she)交(jiao)網絡不同(tong)，金(jin)(jin)融(rong)(rong)用(yong)(yong)(yong)(yong)(yong)(yong)戶(hu)(hu)需(xu)要驗證(zheng)身份的(de)(de)(de)(de)(de)(de)(de)真(zhen)實性(xing)(xing)(xing)，其中(zhong)(zhong)可(ke)(ke)(ke)(ke)能(neng)(neng)(neng)(neng)(neng)(neng)涉及(ji)的(de)(de)(de)(de)(de)(de)(de)技(ji)(ji)術包括人(ren)(ren)(ren)(ren)(ren)(ren)臉(lian)識(shi)(shi)別(bie)(bie)(bie)、語(yu)音識(shi)(shi)別(bie)(bie)(bie)、指(zhi)紋識(shi)(shi)別(bie)(bie)(bie)和(he)(he)(he)(he)虹膜識(shi)(shi)別(bie)(bie)(bie)等(deng)。相(xiang)對(dui)于我(wo)們人(ren)(ren)(ren)(ren)(ren)(ren)類，人(ren)(ren)(ren)(ren)(ren)(ren)工(gong)(gong)智(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)能(neng)(neng)(neng)(neng)(neng)(neng)在(zai)(zai)(zai)(zai)此領(ling)域(yu)往(wang)(wang)往(wang)(wang)表現(xian)(xian)(xian)得(de)更加優異(yi)，不僅能(neng)(neng)(neng)(neng)(neng)(neng)縮短識(shi)(shi)別(bie)(bie)(bie)時(shi)(shi)(shi)間(jian)，還(huan)能(neng)(neng)(neng)(neng)(neng)(neng)降低(di)識(shi)(shi)別(bie)(bie)(bie)錯誤率。如(ru)今，越(yue)來越(yue)多(duo)的(de)(de)(de)(de)(de)(de)(de)人(ren)(ren)(ren)(ren)(ren)(ren)工(gong)(gong)智(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)能(neng)(neng)(neng)(neng)(neng)(neng)應(ying)(ying)(ying)用(yong)(yong)(yong)(yong)(yong)(yong)出(chu)現(xian)(xian)(xian)在(zai)(zai)(zai)(zai)現(xian)(xian)(xian)實生(sheng)活中(zhong)(zhong)，比(bi)如(ru)指(zhi)紋付款(kuan)、掃臉(lian)取(qu)款(kuan)等(deng)。 此外(wai)，人(ren)(ren)(ren)(ren)(ren)(ren)工(gong)(gong)智(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)能(neng)(neng)(neng)(neng)(neng)(neng)在(zai)(zai)(zai)(zai)網絡反(fan)欺詐(zha)方面也發(fa)(fa)(fa)揮(hui)著(zhu)巨大(da)(da)(da)(da)的(de)(de)(de)(de)(de)(de)(de)作用(yong)(yong)(yong)(yong)(yong)(yong)，機(ji)(ji)器(qi)(qi)可(ke)(ke)(ke)(ke)以從(cong)海量(liang)的(de)(de)(de)(de)(de)(de)(de)交(jiao)易數(shu)(shu)(shu)(shu)據(ju)(ju)(ju)(ju)(ju)中(zhong)(zhong)學習知(zhi)識(shi)(shi)和(he)(he)(he)(he)規則，發(fa)(fa)(fa)現(xian)(xian)(xian)異(yi)常，比(bi)如(ru)防止盜刷(shua)卡(ka)、虛(xu)(xu)假(jia)交(jiao)易、惡意(yi)套現(xian)(xian)(xian)、垃(la)圾(ji)注冊、營(ying)(ying)(ying)銷作弊(bi)等(deng)行(xing)(xing)為(wei)(wei)，為(wei)(wei)用(yong)(yong)(yong)(yong)(yong)(yong)戶(hu)(hu)和(he)(he)(he)(he)機(ji)(ji)構提(ti)(ti)(ti)供及(ji)時(shi)(shi)(shi)可(ke)(ke)(ke)(ke)靠的(de)(de)(de)(de)(de)(de)(de)安全(quan)(quan)保障(zhang)。應(ying)(ying)(ying)用(yong)(yong)(yong)(yong)(yong)(yong)場(chang)(chang)(chang)(chang)(chang)景三：智(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)能(neng)(neng)(neng)(neng)(neng)(neng)投(tou)(tou)(tou)(tou)(tou)(tou)(tou)顧(gu)(gu)(gu)(gu) 智(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)能(neng)(neng)(neng)(neng)(neng)(neng)投(tou)(tou)(tou)(tou)(tou)(tou)(tou)顧(gu)(gu)(gu)(gu)是(shi)(shi)(shi)在(zai)(zai)(zai)(zai)多(duo)個(ge)市(shi)(shi)場(chang)(chang)(chang)(chang)(chang)和(he)(he)(he)(he)大(da)(da)(da)(da)資(zi)(zi)(zi)(zi)產類別(bie)(bie)(bie)之間(jian)構建投(tou)(tou)(tou)(tou)(tou)(tou)(tou)資(zi)(zi)(zi)(zi)組合(he)，分(fen)散(san)風險，追求長期(qi)收(shou)益。 與(yu)傳統(tong)方式(shi)有(you)所區別(bie)(bie)(bie)，智(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)能(neng)(neng)(neng)(neng)(neng)(neng)投(tou)(tou)(tou)(tou)(tou)(tou)(tou)顧(gu)(gu)(gu)(gu)可(ke)(ke)(ke)(ke)結合(he)現(xian)(xian)(xian)代(dai)資(zi)(zi)(zi)(zi)產組合(he)理論和(he)(he)(he)(he)投(tou)(tou)(tou)(tou)(tou)(tou)(tou)資(zi)(zi)(zi)(zi)者偏好(hao)為(wei)(wei)投(tou)(tou)(tou)(tou)(tou)(tou)(tou)資(zi)(zi)(zi)(zi)者提(ti)(ti)(ti)供建議(yi)，加快(kuai)釋放投(tou)(tou)(tou)(tou)(tou)(tou)(tou)資(zi)(zi)(zi)(zi)理財的(de)(de)(de)(de)(de)(de)(de)“長尾”市(shi)(shi)場(chang)(chang)(chang)(chang)(chang)，具有(you)傭金(jin)(jin)低(di)和(he)(he)(he)(he)信(xin)(xin)(xin)息(xi)(xi)透明等(deng)特(te)點。更通(tong)俗點說，智(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)能(neng)(neng)(neng)(neng)(neng)(neng)投(tou)(tou)(tou)(tou)(tou)(tou)(tou)顧(gu)(gu)(gu)(gu)實際(ji)上(shang)是(shi)(shi)(shi)把(ba)私人(ren)(ren)(ren)(ren)(ren)(ren)銀行(xing)(xing)的(de)(de)(de)(de)(de)(de)(de)服(fu)(fu)(fu)務(wu)(wu)在(zai)(zai)(zai)(zai)線智(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)能(neng)(neng)(neng)(neng)(neng)(neng)化(hua)，服(fu)(fu)(fu)務(wu)(wu)更廣泛的(de)(de)(de)(de)(de)(de)(de)普通(tong)老百姓。 當前，智(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)能(neng)(neng)(neng)(neng)(neng)(neng)投(tou)(tou)(tou)(tou)(tou)(tou)(tou)顧(gu)(gu)(gu)(gu)平臺(tai)(tai)(tai)已經在(zai)(zai)(zai)(zai)國(guo)內(nei)市(shi)(shi)場(chang)(chang)(chang)(chang)(chang)出(chu)現(xian)(xian)(xian)。2022年(nian)12月，招商銀行(xing)(xing)摩羯智(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)投(tou)(tou)(tou)(tou)(tou)(tou)(tou)正式(shi)上(shang)線，這(zhe)(zhe)是(shi)(shi)(shi)國(guo)內(nei)銀行(xing)(xing)業(ye)首(shou)家推(tui)出(chu)的(de)(de)(de)(de)(de)(de)(de)智(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)能(neng)(neng)(neng)(neng)(neng)(neng)投(tou)(tou)(tou)(tou)(tou)(tou)(tou)顧(gu)(gu)(gu)(gu)服(fu)(fu)(fu)務(wu)(wu)。據(ju)(ju)(ju)(ju)(ju)介(jie)紹，摩羯智(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)投(tou)(tou)(tou)(tou)(tou)(tou)(tou)運用(yong)(yong)(yong)(yong)(yong)(yong)機(ji)(ji)器(qi)(qi)學習算法，融(rong)(rong)入(ru)招行(xing)(xing)多(duo)年(nian)的(de)(de)(de)(de)(de)(de)(de)業(ye)務(wu)(wu)經驗，在(zai)(zai)(zai)(zai)此基礎(chu)上(shang)構建了以公募基金(jin)(jin)為(wei)(wei)基礎(chu)的(de)(de)(de)(de)(de)(de)(de)、全(quan)(quan)球資(zi)(zi)(zi)(zi)產配置(zhi)的(de)(de)(de)(de)(de)(de)(de)“智(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)能(neng)(neng)(neng)(neng)(neng)(neng)基金(jin)(jin)組合(he)配置(zhi)服(fu)(fu)(fu)務(wu)(wu)”。在(zai)(zai)(zai)(zai)客(ke)戶(hu)(hu)進行(xing)(xing)投(tou)(tou)(tou)(tou)(tou)(tou)(tou)資(zi)(zi)(zi)(zi)期(qi)限和(he)(he)(he)(he)風險收(shou)益選(xuan)擇(ze)(ze)后(hou)(hou)，摩羯智(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)投(tou)(tou)(tou)(tou)(tou)(tou)(tou)會(hui)根據(ju)(ju)(ju)(ju)(ju)客(ke)戶(hu)(hu)自(zi)主(zhu)選(xuan)擇(ze)(ze)的(de)(de)(de)(de)(de)(de)(de)“目標-收(shou)益”要求，構建基金(jin)(jin)組合(he)，由(you)(you)客(ke)戶(hu)(hu)進行(xing)(xing)決(jue)策、“一(yi)(yi)(yi)鍵購買(mai)”并(bing)享受(shou)后(hou)(hou)續服(fu)(fu)(fu)務(wu)(wu)，使(shi)得(de)投(tou)(tou)(tou)(tou)(tou)(tou)(tou)資(zi)(zi)(zi)(zi)小(xiao)白(bai)也可(ke)(ke)(ke)(ke)以輕松使(shi)用(yong)(yong)(yong)(yong)(yong)(yong)。應(ying)(ying)(ying)用(yong)(yong)(yong)(yong)(yong)(yong)場(chang)(chang)(chang)(chang)(chang)景四(si)：營(ying)(ying)(ying)銷與(yu)客(ke)服(fu)(fu)(fu) 在(zai)(zai)(zai)(zai)金(jin)(jin)融(rong)(rong)平臺(tai)(tai)(tai)上(shang)，如(ru)何識(shi)(shi)別(bie)(bie)(bie)有(you)效(xiao)的(de)(de)(de)(de)(de)(de)(de)客(ke)戶(hu)(hu)往(wang)(wang)往(wang)(wang)是(shi)(shi)(shi)難點。而(er)人(ren)(ren)(ren)(ren)(ren)(ren)工(gong)(gong)智(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)能(neng)(neng)(neng)(neng)(neng)(neng)可(ke)(ke)(ke)(ke)以通(tong)過(guo)(guo)(guo)(guo)用(yong)(yong)(yong)(yong)(yong)(yong)戶(hu)(hu)畫像(xiang)和(he)(he)(he)(he)大(da)(da)(da)(da)數(shu)(shu)(shu)(shu)據(ju)(ju)(ju)(ju)(ju)模型精準找到用(yong)(yong)(yong)(yong)(yong)(yong)戶(hu)(hu)，實現(xian)(xian)(xian)精準營(ying)(ying)(ying)銷。 另外(wai)，在(zai)(zai)(zai)(zai)客(ke)服(fu)(fu)(fu)中(zhong)(zhong)，用(yong)(yong)(yong)(yong)(yong)(yong)戶(hu)(hu)咨(zi)詢的(de)(de)(de)(de)(de)(de)(de)問題(ti)大(da)(da)(da)(da)都是(shi)(shi)(shi)重復性(xing)(xing)(xing)的(de)(de)(de)(de)(de)(de)(de)，而(er)且往(wang)(wang)往(wang)(wang)限定在(zai)(zai)(zai)(zai)幾(ji)個(ge)特(te)定的(de)(de)(de)(de)(de)(de)(de)領(ling)域(yu)內(nei)，這(zhe)(zhe)些(xie)特(te)點使(shi)其成(cheng)為(wei)(wei)自(zi)然(ran)(ran)語(yu)言處理和(he)(he)(he)(he)智(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)能(neng)(neng)(neng)(neng)(neng)(neng)客(ke)服(fu)(fu)(fu)機(ji)(ji)器(qi)(qi)人(ren)(ren)(ren)(ren)(ren)(ren)的(de)(de)(de)(de)(de)(de)(de)極(ji)佳(jia)選(xuan)擇(ze)(ze)。通(tong)過(guo)(guo)(guo)(guo)智(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)能(neng)(neng)(neng)(neng)(neng)(neng)客(ke)服(fu)(fu)(fu)機(ji)(ji)器(qi)(qi)人(ren)(ren)(ren)(ren)(ren)(ren)可(ke)(ke)(ke)(ke)以發(fa)(fa)(fa)掘用(yong)(yong)(yong)(yong)(yong)(yong)戶(hu)(hu)的(de)(de)(de)(de)(de)(de)(de)需(xu)求，解(jie)釋和(he)(he)(he)(he)推(tui)薦產品，還(huan)能(neng)(neng)(neng)(neng)(neng)(neng)帶來銷售轉化(hua)。智(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)能(neng)(neng)(neng)(neng)(neng)(neng)客(ke)服(fu)(fu)(fu)可(ke)(ke)(ke)(ke)以解(jie)決(jue)用(yong)(yong)(yong)(yong)(yong)(yong)戶(hu)(hu)的(de)(de)(de)(de)(de)(de)(de)大(da)(da)(da)(da)部分(fen)問題(ti)，在(zai)(zai)(zai)(zai)非常確定答(da)(da)案的(de)(de)(de)(de)(de)(de)(de)時(shi)(shi)(shi)候可(ke)(ke)(ke)(ke)以直接(jie)回答(da)(da)，在(zai)(zai)(zai)(zai)不確定時(shi)(shi)(shi)把(ba)可(ke)(ke)(ke)(ke)能(neng)(neng)(neng)(neng)(neng)(neng)的(de)(de)(de)(de)(de)(de)(de)答(da)(da)案提(ti)(ti)(ti)供給(gei)人(ren)(ren)(ren)(ren)(ren)(ren)工(gong)(gong)客(ke)服(fu)(fu)(fu)，由(you)(you)人(ren)(ren)(ren)(ren)(ren)(ren)工(gong)(gong)客(ke)服(fu)(fu)(fu)判斷選(xuan)擇(ze)(ze)最(zui)(zui)佳(jia)答(da)(da)案發(fa)(fa)(fa)送給(gei)用(yong)(yong)(yong)(yong)(yong)(yong)戶(hu)(hu)。這(zhe)(zhe)樣(yang)極(ji)大(da)(da)(da)(da)地(di)(di)(di)提(ti)(ti)(ti)升了客(ke)服(fu)(fu)(fu)效(xiao)率和(he)(he)(he)(he)用(yong)(yong)(yong)(yong)(yong)(yong)戶(hu)(hu)體(ti)驗，同(tong)時(shi)(shi)(shi)也降低(di)了人(ren)(ren)(ren)(ren)(ren)(ren)力成(cheng)本。應(ying)(ying)(ying)用(yong)(yong)(yong)(yong)(yong)(yong)場(chang)(chang)(chang)(chang)(chang)景五：投(tou)(tou)(tou)(tou)(tou)(tou)(tou)資(zi)(zi)(zi)(zi)決(jue)策 在(zai)(zai)(zai)(zai)投(tou)(tou)(tou)(tou)(tou)(tou)(tou)資(zi)(zi)(zi)(zi)機(ji)(ji)構和(he)(he)(he)(he)投(tou)(tou)(tou)(tou)(tou)(tou)(tou)行(xing)(xing)部門中(zhong)(zhong)，日常的(de)(de)(de)(de)(de)(de)(de)工(gong)(gong)作如(ru)收(shou)集(ji)(ji)大(da)(da)(da)(da)量(liang)的(de)(de)(de)(de)(de)(de)(de)資(zi)(zi)(zi)(zi)料、進行(xing)(xing)數(shu)(shu)(shu)(shu)據(ju)(ju)(ju)(ju)(ju)分(fen)析(xi)、報告撰寫等(deng)，往(wang)(wang)往(wang)(wang)占用(yong)(yong)(yong)(yong)(yong)(yong)了大(da)(da)(da)(da)量(liang)的(de)(de)(de)(de)(de)(de)(de)時(shi)(shi)(shi)間(jian)和(he)(he)(he)(he)精力。而(er)在(zai)(zai)(zai)(zai)處理海量(liang)的(de)(de)(de)(de)(de)(de)(de)數(shu)(shu)(shu)(shu)據(ju)(ju)(ju)(ju)(ju)信(xin)(xin)(xin)息(xi)(xi)時(shi)(shi)(shi)，機(ji)(ji)器(qi)(qi)擁有(you)天然(ran)(ran)的(de)(de)(de)(de)(de)(de)(de)優勢(shi)，通(tong)過(guo)(guo)(guo)(guo)自(zi)然(ran)(ran)語(yu)言處理技(ji)(ji)術可(ke)(ke)(ke)(ke)以理解(jie)文本信(xin)(xin)(xin)息(xi)(xi)，尋找市(shi)(shi)場(chang)(chang)(chang)(chang)(chang)變化(hua)的(de)(de)(de)(de)(de)(de)(de)內(nei)在(zai)(zai)(zai)(zai)規律(lv)。一(yi)(yi)(yi)個(ge)經典案例(li)(li)是(shi)(shi)(shi)沃爾瑪超市(shi)(shi)發(fa)(fa)(fa)現(xian)(xian)(xian)尿布和(he)(he)(he)(he)啤(pi)酒放在(zai)(zai)(zai)(zai)一(yi)(yi)(yi)起會(hui)增(zeng)加銷量(liang)。大(da)(da)(da)(da)數(shu)(shu)(shu)(shu)據(ju)(ju)(ju)(ju)(ju)可(ke)(ke)(ke)(ke)以發(fa)(fa)(fa)現(xian)(xian)(xian)看似毫不相(xiang)關(guan)的(de)(de)(de)(de)(de)(de)(de)事(shi)件間(jian)的(de)(de)(de)(de)(de)(de)(de)關(guan)聯性(xing)(xing)(xing)，應(ying)(ying)(ying)用(yong)(yong)(yong)(yong)(yong)(yong)在(zai)(zai)(zai)(zai)投(tou)(tou)(tou)(tou)(tou)(tou)(tou)資(zi)(zi)(zi)(zi)領(ling)域(yu)也會(hui)有(you)同(tong)樣(yang)的(de)(de)(de)(de)(de)(de)(de)效(xiao)果，比(bi)如(ru)蘋果發(fa)(fa)(fa)布新(xin)手(shou)機(ji)(ji)會(hui)影響(xiang)哪(na)些(xie)公司的(de)(de)(de)(de)(de)(de)(de)股(gu)價(jia)等(deng)。 人(ren)(ren)(ren)(ren)(ren)(ren)工(gong)(gong)智(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)能(neng)(neng)(neng)(neng)(neng)(neng)還(huan)能(neng)(neng)(neng)(neng)(neng)(neng)夠根據(ju)(ju)(ju)(ju)(ju)收(shou)集(ji)(ji)到的(de)(de)(de)(de)(de)(de)(de)市(shi)(shi)場(chang)(chang)(chang)(chang)(chang)歷史(shi)數(shu)(shu)(shu)(shu)據(ju)(ju)(ju)(ju)(ju)進行(xing)(xing)預(yu)(yu)測，分(fen)析(xi)判斷企(qi)業(ye)的(de)(de)(de)(de)(de)(de)(de)成(cheng)長性(xing)(xing)(xing)，從(cong)而(er)輔(fu)助投(tou)(tou)(tou)(tou)(tou)(tou)(tou)資(zi)(zi)(zi)(zi)決(jue)策。一(yi)(yi)(yi)個(ge)著(zhu)名(ming)例(li)(li)子(zi)是(shi)(shi)(shi)，美國(guo)最(zui)(zui)大(da)(da)(da)(da)的(de)(de)(de)(de)(de)(de)(de)信(xin)(xin)(xin)用(yong)(yong)(yong)(yong)(yong)(yong)卡(ka)行(xing)(xing)CapitalOne的(de)(de)(de)(de)(de)(de)(de)兩名(ming)員工(gong)(gong)利用(yong)(yong)(yong)(yong)(yong)(yong)職務(wu)(wu)便利，分(fen)析(xi)了至(zhi)少(shao)170家上(shang)市(shi)(shi)零售公司的(de)(de)(de)(de)(de)(de)(de)信(xin)(xin)(xin)用(yong)(yong)(yong)(yong)(yong)(yong)卡(ka)消費情況，并(bing)據(ju)(ju)(ju)(ju)(ju)此預(yu)(yu)測這(zhe)(zhe)些(xie)公司的(de)(de)(de)(de)(de)(de)(de)營(ying)(ying)(ying)業(ye)收(shou)入(ru)，然(ran)(ran)后(hou)(hou)提(ti)(ti)(ti)前購入(ru)看漲期(qi)權或看跌(die)期(qi)權，三年(nian)內(nei)投(tou)(tou)(tou)(tou)(tou)(tou)(tou)資(zi)(zi)(zi)(zi)收(shou)益率高(gao)達1800%。雖然(ran)(ran)是(shi)(shi)(shi)反(fan)例(li)(li)，但對(dui)于智(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)(zhi)能(neng)(neng)(neng)(neng)(neng)(neng)預(yu)(yu)測應(ying)(ying)(ying)用(yong)(yong)(yong)(yong)(yong)(yong)有(you)很(hen)好(hao)的(de)(de)(de)(de)(de)(de)(de)啟發(fa)(fa)(fa)意(yi)義。 此外(wai)，機(ji)(ji)器(qi)(qi)還(huan)可(ke)(ke)(ke)(ke)以根據(ju)(ju)(ju)(ju)(ju)收(shou)集(ji)(ji)到的(de)(de)(de)(de)(de)(de)(de)資(zi)(zi)(zi)(zi)料，自(zi)動生(sheng)成(cheng)大(da)(da)(da)(da)量(liang)格式(shi)固定的(de)(de)(de)(de)(de)(de)(de)文檔，比(bi)如(ru)招股(gu)說明書、研究報告、盡(jin)調報告和(he)(he)(he)(he)投(tou)(tou)(tou)(tou)(tou)(tou)(tou)資(zi)(zi)(zi)(zi)意(yi)向書等(deng)，從(cong)而(er)提(ti)(ti)(ti)高(gao)效(xiao)率，減少(shao)枯燥的(de)(de)(de)(de)(de)(de)(de)重復性(xing)(xing)(xing)工(gong)(gong)作。...

7800

刷爆朋友圈的百度人工智能的真相是什么?

人工智能目前還有很多缺陷。人工智能不值得讓我們恐慌。

1、在某些特定領域，人工智能的準確率很高，但這種準確率是建立在大數據、完全信息、單一領域、確定性強的基礎上，所以，目前人工智能的應用仍受到很多限制。

2、人工智能“阿爾法狗”戰勝圍棋大師的新聞，但這不是人工智能的勝利，而是數據的勝利。

3、不應該把失業率全都怪在人工智能的發展上，要正視造成失業的各種原因。

4、人工智能真的會改變我們的生活，但它的設計本身始終是為人類服務，做人不能做、不想做的事。

隨(sui)著人(ren)工智能(neng)的不斷發展(zhan)，很(hen)多(duo)人(ren)擔心是(shi)否會被“超越”。確(que)實，在某(mou)些特定領域(yu)，人(ren)工智能(neng)的準確(que)率(lv)很(hen)高，但這種準確(que)率(lv)是(shi)建(jian)立在大數據、完全信息(xi)、單一(yi)領域(yu)、確(que)定性強的基(ji)礎上，所(suo)以，目前(qian)人(ren)工智能(neng)的應用仍受到很(hen)多(duo)限(xian)制。

無人(ren)駕(jia)駛汽車(che)技術概(gai)念圖（圖片源(yuan)自網絡）

無(wu)人(ren)汽車其實不是第一(yi)次(ci)進入我們的(de)視野。拋開目(mu)前大(da)家所關注的(de)法律法規(gui)，人(ren)工(gong)(gong)智(zhi)能(neng)(neng)的(de)應(ying)用其實還有(you)很(hen)多發展問題。比如(ru)道路(lu)的(de)突發狀(zhuang)況太多，人(ren)工(gong)(gong)智(zhi)能(neng)(neng)在遭(zao)遇(yu)新(xin)情(qing)況下，很(hen)難正確處(chu)(chu)理(li)。此(ci)外(wai)，人(ren)工(gong)(gong)智(zhi)能(neng)(neng)目(mu)前只能(neng)(neng)進行單任務處(chu)(chu)理(li)，語音識(shi)別(bie)軟件無(wu)法同時識(shi)別(bie)圖像，這些都(dou)是發展過程(cheng)中的(de)瓶頸。通(tong)過這些問題也說明，人(ren)工(gong)(gong)智(zhi)能(neng)(neng)是有(you)缺點的(de)。

“阿爾法狗”之后，下(xia)個打敗人類的是？

很多人都(dou)知(zhi)道人工智能“阿爾法狗(gou)”戰勝圍(wei)棋大師(shi)的(de)新聞，不少人甚至(zhi)開(kai)始期待下一個打(da)敗人類的(de)AI盡快出現……

但是(shi)中(zhong)國(guo)科學院深圳(zhen)先進技(ji)術研(yan)究院的夏澤洋博士(shi)卻有不同的看(kan)法(fa)。他表示，“‘阿爾法(fa)狗’事件被(bei)太多人夸(kua)大的理解，人工(gong)智(zhi)能本身是(shi)由(you)人類設計的，‘阿爾法(fa)狗’為什(shen)么能夠戰勝圍棋大師(shi)？因為它在兩個星(xing)期內學習了全球圍棋大師(shi)的3千萬個優秀棋局(ju)，隨后又通過人工(gong)智(zhi)能的算(suan)法(fa)，模擬了幾(ji)十億個棋局(ju)，這些(xie)程(cheng)序本身就是(shi)相當復雜的。”

阿爾法狗(gou)大戰圍棋高手（圖片源自網絡）

“與這樣龐(pang)大(da)的(de)(de)數據相比，輸的(de)(de)可(ke)能性很大(da)，但這不是(shi)人工(gong)智能的(de)(de)勝利，而是(shi)數據的(de)(de)勝利。人工(gong)設定(ding)的(de)(de)程序(xu)超越人類這是(shi)理所(suo)應(ying)當的(de)(de)事情，我們(men)更應(ying)該關注人工(gong)智能無法(fa)實現的(de)(de)事情，不要因為單獨領(ling)域的(de)(de)超越就感到人工(gong)智能已經趨于(yu)完美(mei)。”夏澤(ze)洋博士(shi)這樣說。

人工(gong)智能(neng)將帶來“大面積(ji)失業(ye)”？

人工(gong)智(zhi)能的應(ying)用范圍很廣，除了無人駕駛技術，在醫(yi)學、計(ji)算機、通訊業等方面也有著很大作用。打個比(bi)(bi)方，在客(ke)服(fu)(fu)工(gong)作中(zhong)，語言識別軟件可(ke)以(yi)(yi)使(shi)計(ji)算機更準確(que)分(fen)辨顧客(ke)所需要的操作及服(fu)(fu)務；在醫(yi)學方面，人工(gong)智(zhi)能可(ke)以(yi)(yi)幫助解析醫(yi)學圖(tu)像，這樣系統或許可(ke)以(yi)(yi)幫助掃描數(shu)據圖(tu)像，從計(ji)算X斷層圖(tu)中(zhong)發(fa)現疾病，比(bi)(bi)如(ru)發(fa)現潛(qian)在的腫塊等。

你的失業可能不(bu)全怪(guai)AI（圖片(pian)源自(zi)網絡）

既(ji)然人(ren)工(gong)(gong)智(zhi)能(neng)(neng)能(neng)(neng)做(zuo)很(hen)多事(shi)，那人(ren)類是不(bu)是就(jiu)要失(shi)業(ye)了？有(you)專家就(jiu)曾說(shuo)過，未來10年(nian)人(ren)工(gong)(gong)智(zhi)能(neng)(neng)的(de)(de)應(ying)用(yong)可能(neng)(neng)會導致(zhi)50%的(de)(de)失(shi)業(ye)率。對此中(zhong)國(guo)科學院深(shen)圳先進技術(shu)研究院的(de)(de)夏(xia)澤洋(yang)博士(shi)表示，“其(qi)實問題本身就(jiu)有(you)一定歧義，與(yu)其(qi)說(shuo)是人(ren)工(gong)(gong)智(zhi)能(neng)(neng)制(zhi)造了大面積(ji)的(de)(de)失(shi)業(ye)，倒不(bu)如看成隨著時代(dai)的(de)(de)發展，必然有(you)一些不(bu)符合發展規律的(de)(de)行業(ye)被(bei)淘汰(tai)掉(diao)，人(ren)工(gong)(gong)智(zhi)能(neng)(neng)雖(sui)然會取代(dai)一些勞動(dong)力，但我們(men)不(bu)應(ying)該把失(shi)業(ye)率全都怪在人(ren)工(gong)(gong)智(zhi)能(neng)(neng)的(de)(de)發展上，要正視造成失(shi)業(ye)的(de)(de)各種原因(yin)。”

人(ren)工智能(neng)值得讓我們恐慌嗎？

斯坦福大學(xue)教(jiao)授皮埃羅(luo)斯加魯菲曾(ceng)說過：比起人工智能取(qu)代人類，他(ta)自己(ji)更(geng)擔(dan)心手(shou)機會出(chu)賣(mai)自己(ji)的一(yi)切秘(mi)密(mi)。如今手(shou)機技術如此發達，讓(rang)隱私(si)不(bu)再是隱私(si)，這(zhe)很值得擔(dan)心。相比之下(xia)，那個只(zhi)會下(xia)圍棋、抓零件，甚至都不(bu)會走的家(jia)伙，又有什么(me)可(ke)恐慌(huang)的呢？

或許這就(jiu)是未來你生(sheng)活的樣子(zi)（圖(tu)片源自網絡）

人工智能最后是(shi)成就人類(lei)還是(shi)毀滅人類(lei)，現在還未(wei)可知。但是(shi)，你不必(bi)擔憂

“100年內，人(ren)造的人(ren)工智能還將由人(ren)控(kong)制”夏澤洋博士如是(shi)說。

人工(gong)智能離咱們有(you)多遠？

一提到人工(gong)智(zhi)能(neng)，很多人認為(wei)距離自己還(huan)很遙遠，或者只是(shi)看個熱鬧。對(dui)此夏(xia)澤洋(yang)博士認為(wei)，“對(dui)于目前流行的(de)(de)無人駕駛技術、人臉識別技術、醫學領域(yu)研(yan)究(jiu)等應用(yong)來說，只是(shi)人工(gong)智(zhi)能(neng)實際(ji)應用(yong)的(de)(de)冰(bing)山一角，人工(gong)智(zhi)能(neng)分(fen)為(wei)太多的(de)(de)發展(zhan)方(fang)向，想要(yao)全面的(de)(de)影響我們生活(huo)的(de)(de)方(fang)方(fang)面面，還(huan)需要(yao)時日。”

未來人工智能或將無處不在（圖片源自網絡）

或許某(mou)一(yi)天，人(ren)工智能真的(de)(de)(de)會(hui)改變我們的(de)(de)(de)生活，但(dan)(dan)它的(de)(de)(de)設計本身始終是(shi)為(wei)人(ren)類服務，做人(ren)不(bu)能做、不(bu)想(xiang)做的(de)(de)(de)事。人(ren)工智能就像面包和水，未來能帶給我們很多(duo)補給，使我們的(de)(de)(de)生活更幸福，但(dan)(dan)不(bu)會(hui)徹底取(qu)代人(ren)類。

...

416